{"id":2949,"date":"2018-09-15T17:00:21","date_gmt":"2018-09-15T08:00:21","guid":{"rendered":"https:\/\/sugitaya.net\/?p=2949"},"modified":"2018-09-13T11:50:09","modified_gmt":"2018-09-13T02:50:09","slug":"%e3%81%8a%e9%87%91%e3%81%8c%e8%b2%af%e3%81%be%e3%82%8b%e3%83%9e%e3%82%a4%e3%83%b3%e3%83%89%e3%82%bb%e3%83%83%e3%83%88","status":"publish","type":"post","link":"https:\/\/sugitaya.net\/?p=2949","title":{"rendered":"\u304a\u91d1\u304c\u8caf\u307e\u308b\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8"},"content":{"rendered":"<p>\u6919\u7530\uff08\u3059\u304e\u305f\uff09\u3067\u3059\u3001<\/p>\n<p>\u300c\u4e0d\u52d5\u7523\u6295\u8cc7\u3067\u65e9\u304f\u30ea\u30bf\u30a4\u30e4\u3057\u305f\u3044\u300d<br \/>\n\u300c\u304a\u91d1\u304c\u306a\u3044\u306e\u3067\u9280\u884c\u304b\u3089\u501f\u308a\u305f\u3044\u300d<br \/>\n\u30de\u30cd\u30fc\u306e\u5c02\u9580\u5bb6\u3092\u6a19\u699c\u3059\u308b\u50d5\u306e\u5143\u306b\u306f\u3001<br \/>\n\u3053\u306e\u3088\u3046\u306a\u76f8\u8ac7\u304c\u3088\u304f\u821e\u3044\u8fbc\u307f\u307e\u3059\u3002<\/p>\n<p>&nbsp;<br \/>\n\u7d50\u8ad6\u304b\u3089\u3044\u3048\u3070\u3001<br \/>\n\u5168\u304f\u304a\u91d1\u3082\u8cc7\u7523\u3082\u306a\u3044\u4eba\u306f\u3001<br \/>\n\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u306e\u4fe1\u7528\u304c\u306a\u3044\u305f\u3081\u3001<br \/>\n\u878d\u8cc7\u3092\u53d7\u3051\u308b\u306e\u306f\u96e3\u3057\u3044\u3067\u3059\u3002<br \/>\n&nbsp;<\/p>\n<p>\u4e00\u751f\u304a\u91d1\u306b\u56f0\u3089\u306a\u3044\u3088\u3046\u306b\u306a\u308b\u305f\u3081\u306b\u306f\u3001<br \/>\n\u307e\u305a\u4fe1\u7528\u3092\u7a4d\u307f\u4e0a\u3052\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\n\u3067\u306f\u3001\u4e00\u751f\u304a\u91d1\u306b\u56f0\u3089\u306a\u3044\u305f\u3081\u306b<br \/>\n\u4eca\u3067\u304d\u308b\u3053\u3068\u306f\u4f55\u3067\u3057\u3087\u3046\u304b\uff1f<br \/>\n &nbsp;<\/p>\n<p>\u305d\u308c\u306f\u6642\u9593\u3092\u5473\u65b9\u306b\u3064\u3051\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\n\u3064\u307e\u308a\u3001\u652f\u6255\u3044\u306e\u671f\u65e5\u3092\u5b88\u308a\u3001<br \/>\n\u30b3\u30c4\u30b3\u30c4\u8caf\u91d1\u3092\u6b96\u3084\u3057\u3066\u3044\u304f\u3053\u3068\u3067\u3059\u3002<br \/>\n &nbsp;<\/p>\n<p>\u652f\u6255\u3044\u671f\u65e5\u3092\u5b88\u308b\u3053\u3068\u3001\u8caf\u91d1\u3059\u308b\u3053\u3068\u304c<br \/>\n\u3042\u306a\u305f\u306e\u4fe1\u7528\u5ea6\u3068\u3069\u3046\u95a2\u4fc2\u3057\u3066\u3044\u308b\u306e\u304b\u3002<br \/>\n\u307e\u305f\u3001\u8caf\u91d1\u3092\u3059\u308b\u305f\u3081\u306e<br \/>\n\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8\u3092\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<\/p>\n<p> &nbsp;<br \/>\n1\u5e74\u3042\u305f\u308a\u3067\u306f\u5c0f\u3055\u306a\u52aa\u529b\u3067\u3082\u3001<br \/>\n\u7d99\u7d9a\u3059\u308b\u3053\u3068\u3067\u5927\u304d\u306a\u529b\u3092<br \/>\n\u767a\u63ee\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u662f\u975e<br \/>\n\u8aad\u3093\u3060\u3089\u5b9f\u8df5\u3057\u3066\u884c\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<br \/>\n&nbsp;<br \/>\n&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_11 counter-hierarchy counter-decimal ez-toc-grey\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">\u76ee\u6b21<\/p>\n<span class=\"ez-toc-title-toggle\"><a class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\"><i class=\"ez-toc-glyphicon ez-toc-icon-toggle\"><\/i><\/a><\/span><\/div>\n<nav><ul class=\"ez-toc-list ez-toc-list-level-1\"><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/sugitaya.net\/?p=2949#%E2%80%9C%E4%BF%A1%E7%94%A8%E5%81%8F%E5%B7%AE%E5%80%A4%E2%80%9D%E3%82%92%E4%B8%8B%E3%81%92%E3%81%AA%E3%81%84\" title=\"\u201c\u4fe1\u7528\u504f\u5dee\u5024\u201d\u3092\u4e0b\u3052\u306a\u3044\">\u201c\u4fe1\u7528\u504f\u5dee\u5024\u201d\u3092\u4e0b\u3052\u306a\u3044<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/sugitaya.net\/?p=2949#%E7%AF%80%E7%B4%84%E3%81%97%E3%81%A6%E3%81%BE%E3%81%9A%E3%81%AF1000%E4%B8%87%E5%86%86%E8%B2%AF%E3%82%81%E3%82%88%E3%81%86\" title=\"\u7bc0\u7d04\u3057\u3066\u307e\u305a\u306f1000\u4e07\u5186\u8caf\u3081\u3088\u3046\">\u7bc0\u7d04\u3057\u3066\u307e\u305a\u306f1000\u4e07\u5186\u8caf\u3081\u3088\u3046<\/a><\/li><li class=\"ez-toc-page-1 ez-toc-heading-level-3\"><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/sugitaya.net\/?p=2949#%E3%81%8A%E9%87%91%E3%82%92%E8%B2%AF%E3%82%81%E3%82%8B%E3%81%9F%E3%82%81%E3%81%AE%E3%83%9E%E3%82%A4%E3%83%B3%E3%83%89%E3%82%BB%E3%83%83%E3%83%88\" title=\"\u304a\u91d1\u3092\u8caf\u3081\u308b\u305f\u3081\u306e\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8\">\u304a\u91d1\u3092\u8caf\u3081\u308b\u305f\u3081\u306e\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9C%E4%BF%A1%E7%94%A8%E5%81%8F%E5%B7%AE%E5%80%A4%E2%80%9D%E3%82%92%E4%B8%8B%E3%81%92%E3%81%AA%E3%81%84\"><\/span>\u201c\u4fe1\u7528\u504f\u5dee\u5024\u201d\u3092\u4e0b\u3052\u306a\u3044<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u304a\u91d1\u306e\u8cb8\u3057\u624b\u306e\u307b\u3068\u3093\u3069\u304c\u4f7f\u3063\u3066\u3044\u308b<br \/>\nFICO\u30b9\u30b3\u30a2\u3068\u547c\u3070\u308c\u308b<br \/>\n\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u3054\u5b58\u77e5\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>&nbsp;<br \/>\n\u8cb8\u3057\u624b\u306f\u3001\u3053\u306e\u30b9\u30b3\u30a2\u3092\u53c2\u8003\u306b<br \/>\n\u4fe1\u7528\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u5224\u65ad\u3092\u884c\u306a\u3044\u307e\u3059\u3002<br \/>\n&nbsp;<\/p>\n<p>\u30b9\u30b3\u30a2\u306e\u4e0b\u306f300\uff08\u5168\u7136\u30c0\u30e1\uff09\u304b\u3089<br \/>\n\u4e0a\u306f850\uff08\u5b8c\u74a7\uff01\uff09\u307e\u3067\u306e\u5e45\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n\uff08\u5e73\u5747\u306f700\uff09<\/p>\n<p> &nbsp;<br \/>\n\u4e00\u822c\u7684\u306b\u30b9\u30b3\u30a2\u304c\u4f4e\u3044\u4eba\u307b\u3069\u3001<br \/>\n\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u3068\u3044\u3063\u305f<br \/>\n\u501f\u308a\u5165\u308c\u304c\u96e3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p> &nbsp;<br \/>\nFICO\u30b9\u30b3\u30a2\u306e\u7b97\u51fa\u306b\u4f7f\u3046\u8981\u7d20\u306f<br \/>\n\u6b21\u306e5\u3064\u3067\u3059\u3002<\/p>\n<p>\u30fb\u8acb\u6c42\u66f8\u306e\u652f\u6255\u3044\u5c65\u6b74 35%<br \/>\n\u30fb\u501f\u308a\u5165\u308c\u9650\u5ea6\u4e2d\u306e\u73fe\u5728\u306e<br \/>\n   \u501f\u5165\u984d\u306e\u5272\u5408(\u5c11\u306a\u3044\u307b\u3069\u826f\u3044) 30%<br \/>\n\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u5229\u7528\u5e74\u6570 5%<br \/>\n\u30fb\u501f\u308a\u5165\u308c\u306e\u7a2e\u985e(\u5b66\u8cc7\u30ed\u30fc\u30f3\u304b\u3089<br \/>\n   \u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u307e\u3067) 10%<br \/>\n\u30fb\u904e\u53bb12\u30ab\u6708\u306e\u501f\u308a\u5165\u308c\u7533\u8fbc\u66f8\u306e\u6570 10%<\/p>\n<p>&nbsp;<br \/>\n\u3053\u306e\u6570\u5024\u304b\u3089\u8aad\u307f\u53d6\u308c\u308b\u3053\u3068\u306f\u3001<br \/>\n\u305f\u3063\u305f\u4e00\u5ea6\u306e\u5ef6\u6ede\u304c<br \/>\n\u81ea\u5206\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u3092\u5927\u5e45\u306b\u4e0b\u3052\u3066\u3057\u307e\u3046<br \/>\n\u30ea\u30b9\u30af\u304c\u3042\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\n&nbsp;<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001\u671f\u65e5\u307e\u3067\u306b<br \/>\n\u8acb\u6c42\u984d\u3059\u3079\u3066\u3092\u652f\u6255\u3046\u7fd2\u6163\u3092<br \/>\n\u3064\u3051\u3066\u304a\u304f\u3053\u3068\u304c\u5927\u5207\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<br \/>\n\u666e\u6bb5\u306f\u4fe1\u7528\u5c65\u6b74\u306b\u8868\u793a\u3055\u308c\u306a\u3044<br \/>\n\u5bb6\u8cc3\u3084\u30b9\u30de\u30db\u4ee3\u306a\u3069\u3082<br \/>\n\u6cb9\u65ad\u3057\u306a\u3044\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<br \/>\n\u671f\u65e5\u3092\u5b88\u3063\u3066\u3044\u3051\u3070\u3001<br \/>\n\u3042\u306a\u305f\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u3082\u30b3\u30c4\u30b3\u30c4\u3068<br \/>\n\u7a4d\u307f\u4e0a\u304c\u3063\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<br \/>\n&nbsp;<br \/>\n&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"%E7%AF%80%E7%B4%84%E3%81%97%E3%81%A6%E3%81%BE%E3%81%9A%E3%81%AF1000%E4%B8%87%E5%86%86%E8%B2%AF%E3%82%81%E3%82%88%E3%81%86\"><\/span>\u7bc0\u7d04\u3057\u3066\u307e\u305a\u306f1000\u4e07\u5186\u8caf\u3081\u3088\u3046<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u4e0d\u52d5\u7523\u6295\u8cc7\u3001\u4f1a\u793e\u7d4c\u55b6\u3001\u8d77\u696d\u306a\u3069\u3001<br \/>\n\u5c06\u6765\u4f55\u304b\u3059\u308b\u305f\u3081\u306b\u3082\u3001<br \/>\n\u307e\u305a\u306f1000\u4e07\u5186\u3092\u76ee\u6a19\u306b<br \/>\n\u304a\u91d1\u3092\u8caf\u3081\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\n&nbsp;<\/p>\n<p>\u305d\u3057\u3066\u3001<br \/>\n\u305d\u306e1000\u4e07\u5186\u306f\u3067\u304d\u308b\u3060\u3051<br \/>\n\u65e9\u304f\u8caf\u3081\u308b\u3053\u3068\u304c\u5927\u5207\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>&nbsp;<br \/>\n\u4eee\u306b5\u5e74\u30671000\u4e07\u5186\u3092\u8caf\u3081\u3089\u308c\u308c\u3070\u3001<br \/>\n\u9280\u884c\u5074\u306f\u3001<br \/>\n\u300c\u3053\u306e\u4eba\u306f\u751f\u6d3b\u8cbb\u3092\u5dee\u3057\u5f15\u3044\u3066<br \/>\n\u5e74\u9593200\u4e07\u5186\u306f\u8caf\u3081\u3089\u308c\u308b\u4eba\u3060\u300d<br \/>\n\u3068\u8a55\u4fa1\u3057\u3066\u304f\u308c\u307e\u3059\u3002<br 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